Waterfront vs. Ocean-Access Homes

On the Treasure Coast, "waterfront" can mean a lot of different things: a condo looking straight at the Atlantic, a house on the St. Lucie River, a lot on a lake, or a canal home where you can run your boat out to the ocean. If you're a boater, the difference matters a lot. Here's how to read the listings, and what to check before you buy.

What the terms usually mean

  • Oceanfront / beachfront: directly on the Atlantic, usually on Hutchinson Island or Jupiter Island. Great views and beach access, but you generally can't dock a boat there.
  • Waterfront: on any body of water: ocean, river, Intracoastal, canal, lake or pond. A waterfront home isn't necessarily boatable.
  • Ocean access: on a canal, river or the Intracoastal Waterway with a boat route to an ocean inlet, such as the St. Lucie Inlet near Stuart or the Fort Pierce Inlet. This is the one boaters usually want.

Our ocean-access searches use the terms listing agents enter in the MLS: ocean access, Intracoastal access, river access, canal access, navigable water and no fixed bridges. Always confirm the route for any specific home.

What boaters should check

  • Fixed bridges and clearance. A low fixed bridge between the house and the inlet can rule out a sailboat or larger center console. "No fixed bridges" is a big plus.
  • Water depth at the dock and along the route, especially at low tide.
  • Time to the inlet. Some canals are minutes from open water. Others involve a long no-wake ride, or a lock on certain routes.
  • Dock, lift and seawall condition. Repairs can be expensive, and new or replacement docks and lifts usually need permits.
  • Insurance and flood zone. Waterfront homes are often in higher-risk flood zones. Get flood and wind quotes early. See flood zones and insurance.
  • HOA and deed rules on boats, lifts and docks.

Where to look

Ocean-access homes on the Treasure Coast are spread across Stuart, Palm City, Port Salerno, Jensen Beach, Port St. Lucie and Fort Pierce. Browse by area:

The listings below show ocean-access homes across Martin and St. Lucie Counties, updated from the MLS.

Tell us about your boat

Share your boat's length and height, and Wayne will look for homes that actually fit, then check bridges, depth and dock condition before you make an offer.

Call or text 772-600-4836.

Common questions

What's the difference between waterfront and ocean access?
Waterfront means the property is on water of any kind. Ocean access means there's a boat route from the property to the ocean, usually by canal, river or the Intracoastal Waterway.

Can I dock a boat at an oceanfront home?
Generally no. Oceanfront homes face the beach. Boaters usually look for ocean-access homes on canals, rivers or the Intracoastal.

What does "no fixed bridges" mean?
There are no fixed (non-opening) bridges between the property and open water, so taller boats can get out. Always confirm the exact route for a specific property.

Treasure Coast Homes with Ocean Access

6879 SE SOUTH MARINA Way, Hutchinson Island
$11,495,000
5 Beds ⋅ 7 Baths ⋅ B26088353 MLS ⋅ Sailfish Point BLDG.
Experience exceptional waterfront living in Sailfish Point, a private oceanfront community at the tip of Hutchinson Island. Completely remodeled and reimagined from the studs up, this steel-reinforced estate offers approx. 7,000 A/C sq. ft. and 8,815 total sq. ft. Soaring ceilings, dramatic glass entry, designer kitchen, dual primary suites, elevator and waterfront loft create effortless luxury. Rooftop solar panels offset electrical costs, resulting in remarkably low electric bills. Enjoy a resort-style pool and spa, 115 feet of deep-water frontage, private dock, 20,000-lb boat lift and direct ocean access. Sailfish Point offers Jack Nicklaus Signature golf, private beach, marina, tennis, pickleball and oceanfront dining. An extraordinary modern coastal private retreat! An Extraordinary Waterfront Lifestyle at Sailfish Point 6879 SE South Marina Way | Stuart, Florida Welcome to Sailfish Point, one of South Florida's most distinctive private oceanfront communities, beautifully situated on approximately 532 acres at the southern tip of Hutchinson Island, where the Atlantic Ocean, St. Lucie Inlet, and Indian River Lagoon converge. Surrounded by water and lush tropical landscapes, this exclusive, guard-gated enclave offers an exceptional combination of privacy, natural beauty, world-class boating, and the relaxed elegance of coastal living. Within this extraordinary setting, 6879 SE South Marina Way presents a remarkable waterfront residence that seamlessly blends contemporary architecture, thoughtful design, and exceptional craftsmanship. Extensively reconstructed and reimagined from the studs up, with the original structure retained and reinforced with steel, this spectacular modern estate offers approximately 7,000 square feet of air-conditioned living space and 8,815 total square feet. Every detail has been thoughtfully considered to create a home that is both impressive and inviting. A dramatic glass pivot entry welcomes you into light-filled interiors where soaring ceilings, expansive walls of glass, and beautifully proportioned rooms create an effortless sense of openness. Designed for both everyday comfort and memorable gatherings, the home's generous living and entertaining areas flow naturally to the outdoor terraces, resort-style pool, spa, and waterfront beyond. At the heart of the home, a beautifully appointed designer kitchen features custom cabinetry, professional-grade appliances, and generous gathering spaces, equally suited for intimate dinners or entertaining friends. Two luxurious primary suites, thoughtfully positioned on separate levels, provide privacy and flexibility for owners and guests. An elevator offers convenient access between levels, including a waterfront loft with sweeping views and additional space to relax and unwind. Exceptional construction and energy efficiency further distinguish this residence. In addition to its steel-reinforced structure, the home incorporates advanced technology, impact-resistant glass, and a whole-house generator. An extensive rooftop solar power system offsets electrical utility costs, resulting in remarkably low electric bills for a residence of this scale. These thoughtful features offer comfort, convenience, and peace of mind without compromising the home's refined aesthetic. A Waterfront Setting Designed to Be Enjoyed For those who love life on the water, this property offers an exceptional boating experience right from home. Approximately 115 feet of deep-water frontage, a private dock, and a 20,000-pound boat lift provide outstanding accommodations for boating enthusiasts. With direct access to the St. Lucie Inlet and Atlantic Ocean, mornings can begin with offshore fishing adventures, afternoons spent cruising the Intracoastal Waterway, and evenings enjoying dinner at a favorite waterfront restaurant. The surrounding Indian River Lagoon offers equally inviting opportunities for paddleboarding, kayaking, and exploring the natural beauty of Florida's Treasure Coast. At home, the waterfront setting becomes a natural extension of the living spaces. The resort-style swimming pool, spa, expansive terraces, and outdoor entertaining areas create an idyllic backdrop for relaxing afternoons, casual gatherings, and evenings beneath the stars. Whether entertaining guests and friends or simply enjoying the peaceful rhythm of the water, this is a residence designed to embrace the very best of Florida's indoor-outdoor lifestyle. The Sailfish Point Lifestyle Life at Sailfish Point extends well beyond the residence. This distinguished private residential and country club community offers an exceptional collection of amenities in a setting that feels worlds away, yet remains conveniently connected to Stuart and the surrounding Treasure Coast. At the heart of the community is Sailfish Point Country Club, where an acclaimed 18-hole Jack Nicklaus Signature golf course winds through a spectacular tropical landscape. Residents also enjoy access to a beautiful private Atlantic Ocean beach, offering a peaceful setting for morning walks, swimming, or simply enjoying the ocean breeze. An active racquet sports program includes tennis and pickleball, while fitness and wellness facilities offer additional opportunities for recreation and relaxation. The oceanfront clubhouse provides inviting spaces for casual dining, elegant evenings, and a vibrant calendar of social gatherings and member events. For boating enthusiasts, the community's full-service marina and remarkable location near the St. Lucie Inlet offer convenient access to the Atlantic Ocean and some of the East Coast's finest cruising and sportfishing waters. Beautifully maintained grounds, tropical landscaping, controlled access, and an intimate residential atmosphere contribute to the distinctive sense of privacy and tranquility that makes Sailfish Point so special. The Charm of Stuart and Florida's Treasure Coast Although Sailfish Point feels like a secluded coastal retreat, the charm and conveniences of Stuart are within easy reach. Historic Downtown Stuart is celebrated for its locally owned boutiques, art galleries, waterfront restaurants, and lively Riverwalk. Nearby Jensen Beach, Palm City, and the surrounding Treasure Coast offer additional shopping, dining, championship golf, pristine beaches, and countless opportunities to enjoy the outdoors. Convenient access to regional medical facilities, private aviation, and Palm Beach International A Truly Special Place to Call Home Combining striking contemporary design, steel-reinforced construction, remarkable energy efficiency, and outstanding deep-water boating accommodations, 6879 SE South Marina Way offers a rare opportunity within one of Florida's most sought-after private waterfront communities. More than an impressive estate, this is a home designed to be lived in and enjoyed—where mornings begin with beautiful waterfront views, afternoons unfold on the water or golf course, and evenings are spent gathering with friends. An extraordinary residence. An exceptional waterfront setting. A lifestyle uniquely Sailfish Point.

6879 SE SOUTH MARINA Way, Hutchinson Island

19153 SE Jupiter River Drive, Jupiter
$10,875,000
5 Beds ⋅ 4 Baths ⋅ B26027192 MLS ⋅ Jupiter River Estates BLDG.
GEORGIAN OAKS ESTATE Welcome to one of the most iconic and irreplaceable private estates ever offered along the Loxahatchee River. Positioned on over an acre of pristine riverfront grounds along Florida's only federally designated Wild and Scenic River, Georgian Oaks Estate is not simply a home. It is a legacy. A statement. A property crafted during an era when pride, craftsmanship, architecture, and permanence mattered more than budgets, timelines, or trends. Designed by renowned architect L. Bruce Kilby in 1984, this extraordinary Georgian-style plantation estate was built to stand the test of time and has since been meticulously upgraded, preserved, and enhanced without compromise. From the moment you approach the gated entrance and travel beneath the canopy of mature oaks and professionally curated landscaping, the estate immediately evokes a feeling rarely found in South Florida today... timelessness. Privacy. Grandeur. Peace. Towering columns reminiscent of historic American estates frame the front elevation, while authentic Chicago brick, custom copper gutters, imported English slate roofing, handcrafted millwork, solid oak flooring, and extensive masonry details create a level of authenticity and quality virtually impossible to replicate in today's world. The current ownership has invested extensively into every aspect of the residence, combining old-world architecture with modern functionality and infrastructure. The estate features a full-home generator, Anderson double-pane gas windows, spray foam insulation, smart home systems, lightning protection, updated mechanical systems, newer air conditioning equipment strategically relocated for silence and efficiency, and countless additional improvements throughout. Inside, the home unfolds with warmth, sophistication, and architectural character at every turn. Five gas fireplaces with herringbone interiors, soaring ceilings, formal entertaining spaces, a grand piano room, expansive gathering areas, and walls of French doors overlooking the river create an atmosphere that is both elegant and deeply inviting. The chef's kitchen has been completely reimagined with approximately a quarter-million dollars invested into custom cabinetry, premium Wolf appliances, dual dishwashers, freezer drawers, oversized prep areas, and luxury finishes designed for both entertaining and everyday living. The primary suite rivals those found in the most elite private club communities in South Florida, offering sweeping river views, extraordinary scale, covered terraces, and a sense of serenity that simply cannot be recreated. Outdoors, the estate transforms into a private resort and botanical sanctuary. Multiple fountains provide a constant backdrop of tranquility while rose gardens, mature oaks, extensive landscape lighting, and over one hundred newly planted trees create an environment that feels worlds away from the city, despite being moments from everything Jupiter has to offer. At the center of the backyard stands an extraordinary certified 250-year-old oak tree... a breathtaking natural focal point that anchors the estate with history, permanence, and soul. For boating enthusiasts, the property offers exceptional protected water frontage with no fixed rail bridge obstruction, deep-water access, substantial dockage capabilities, multiple lifts, and room for large sportfish or cruising vessels, all while overlooking one of the most beautiful stretches of the Loxahatchee River. The residence itself is elevated approximately four feet above grade with approximately seventeen feet of elevation and is positioned outside of a flood zone, further reinforcing the forethought and engineering behind the estate's original design. Every inch of Georgian Oaks Estate reflects intentionality, craftsmanship, and investment that would be extraordinarily difficult, if not impossible, to duplicate today at any price. This is not a home built for speculation. This was a forever home. A home built with emotion, vision, pride, and permanence. And while it is extraordinarily difficult for the current owner to part with such a meaningful property, the opportunity now exists for the next discerning owner to acquire one of Jupiter's most iconic and emotionally compelling riverfront estates. Properties like this do not come around twice. They are simply passed on from one steward to the next.

19153 SE Jupiter River Drive, Jupiter

2842 SW RIVERS END Way, Palm City
$9,750,000
4 Beds ⋅ 5 Baths ⋅ B26090788 MLS ⋅ Floridian Golf Club Pud Ph 3 BLDG.
A rare waterfront offering within the prestigious Floridian National Golf Club, this exceptional custom estate captures sweeping views of the St. Lucie River in an extraordinary private setting. Completed in 2022, the residence showcases sophisticated architecture, soaring ceilings, expansive walls of glass, and seamless indoor-outdoor living. A beautifully appointed chef's kitchen opens to gracious living and entertaining spaces overlooking the river, while the luxurious first-floor primary suite offers a private waterfront retreat with a spa-inspired bath and dual dressing rooms. Upstairs, three elegantly appointed en-suite guest suites and a spacious lounge with wet bar provide exceptional accommodations. Outdoors, a resort-style pool, expansive covered loggia, summer kitchen, gas fire pit, and private putting green create an exceptional setting for relaxation and entertaining. Four climate-controlled garage spaces, including two equipped with vehicle lifts, complete this remarkable residence. A rare opportunity to experience sophisticated waterfront living, exceptional amenities, and the exclusivity of The Floridian lifestyle. THE FLORIDIAN NATIONAL GOLF CLUB | AN EXCEPTIONAL PRIVATE CLUB LIFESTYLE Nestled along the scenic banks of the St. Lucie River in Palm City, The Floridian National Golf Club is among South Florida's most distinguished private golf and waterfront communities. Encompassing approximately 300 acres of beautifully maintained grounds, this exclusive gated enclave offers a rare combination of championship golf, world-class amenities, exceptional boating opportunities, and refined resort-style living. At the heart of The Floridian experience is its championship golf course, complemented by the renowned Butch Harmon Learning Center, offering an exceptional environment for golf enthusiasts. The beautifully renovated clubhouse provides an elegant setting for dining, social gatherings, and relaxation, while the Club's spa and fitness facilities offer a comprehensive wellness experience. For boating enthusiasts, the community's deep-water, 68-slip marina provides convenient access to the St. Lucie River, Intracoastal Waterway, and Atlantic Ocean. Additional amenities include beautifully appointed guest cottages and two on-site helipads, further enhancing the convenience and exclusivity of this remarkable private enclave. The Floridian's exceptional location offers the tranquility and privacy of a secluded waterfront retreat while remaining convenient to the charming coastal communities of Stuart, Palm City, and Jupiter, with their exceptional dining, shopping, beaches, and recreational opportunities. Combining championship golf, waterfront recreation, sophisticated amenities, and an intimate private club atmosphere, The Floridian represents an extraordinary lifestyle within one of South Florida's most coveted residential communities. Club membership is mandatory and subject to Club approval, applicable initiation fees, dues, and membership requirements.

2842 SW RIVERS END Way, Palm City

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