Check Out the Latest Foreclosures

Wayne Gebhardt, Broker/Owner of HomeSaver Real Estate, has represented banks and asset-management companies in the listing and sale of REO and bank-owned properties since 2008.

Buying a foreclosure, HUD home, or bank-owned property is different from completing a traditional home purchase. These properties are generally sold as-is and may involve special bidding procedures, financing requirements, inspection limitations, addenda, deadlines, or closing instructions.

Wayne helps Florida buyers and investors understand the process, evaluate available properties, prepare competitive offers, and navigate the requirements associated with these specialized transactions.

The listings below include foreclosure and bank-owned properties currently available through participating Multiple Listing Services. Availability changes frequently, and not every distressed property is immediately identified online. Contact HomeSaver Real Estate for assistance locating current REO, HUD, foreclosure, and auction opportunities.

730 13TH Avenue, Vero Beach
$455,000
5 Beds ⋅ 5 Baths ⋅ B26092955 MLS
A rare opportunity to own a home on an expansive 1.19-acre lot with fruit trees and room to spread out. This spacious five-bedroom home offers three full bathrooms and two half bathrooms, with four bedrooms upstairs and one downstairs that could serve as the primary bedroom. An updated kitchen, spacious living area, and separate laundry room provide everyday convenience. Abundant closet space, including a walk-in closet, offers ample storage, while two separate AC systems serve the home. Bahama shutters accent the first-level windows, and a large Conex storage container provides additional storage in the yard. Enjoy generous outdoor space for gardening, entertaining, and making the property your own.

730 13TH Avenue, Vero Beach
7448 17th Lane Ne, St Petersburg
$670,000
4 Beds ⋅ 2 Baths ⋅ TB8561664 MLS
* * INCREDIBLE HOME IN HARBOR ISLE * * Discover waterfront living in St. Petersburg with this spacious 4-bedroom, 2-bathroom pool home! Featuring an open floor plan, the home offers a generously sized living room with soaring ceilings that create an airy and inviting atmosphere. The desirable split-bedroom layout provides added privacy and flexibility, while the spacious living areas offer plenty of room for everyday living and entertaining. Step outside to enjoy your private swimming pool and waterfront setting, perfect for relaxing and taking in the Florida lifestyle. Additional features include an attached 2-car garage with ample space for parking and storage. * * FANTASTIC LOCATION * * Located in the desirable Harbor Isle neighborhood of Northeast St. Petersburg, this waterfront property offers a peaceful residential setting with convenient access to outdoor recreation and everyday amenities. Nearby Weedon Island Preserve provides opportunities to explore scenic nature trails, kayaking, paddleboarding, wildlife viewing, and the natural beauty of Tampa Bay. The surrounding area features picturesque waterways, established residential neighborhoods, and a relaxing coastal atmosphere. Residents also enjoy convenient access to local shopping, grocery stores, schools, and everyday services along the nearby 4th Street North corridor. With easy connections to major roadways, the location offers the perfect balance of waterfront tranquility and accessibility to the many attractions and conveniences of St. Petersburg. * * PLEASE NOTE * * It is buyers' responsibility to verify all information. All marketing information or information posted in MLS is not guaranteed.

7448 17th Lane Ne, St Petersburg
2271 SW 11th Street, Miami
$720,000
2 Beds ⋅ 1 Baths ⋅ A12113056 MLS
Welcome to the heart of sought-after Shenandoah! Featuring a 2-bedroom, 1-bathroom home on a spacious 5,850 SF lot, this property is filled with endless potential. Whether you're looking to build your dream home from the ground up, renovate and expand the existing space, or make a smart investment, this rare lot offers the perfect foundation. To help you get started right away, the current owner is including all preliminary plans for their proposed dream home at no extra cost!Enjoy living on beautiful, tree-lined streets just minutes from Coral Gables, Brickell, Coconut Grove, Downtown Miami, and the beaches. Perfect for builders, developers, or anyone seeking a cozy home with room to grow in one of Miami's favorite neighborhoods. Don't miss this incredible opportunity!

2271 SW 11th Street, Miami
4341 NW 178th Drive, Miami Gardens
$550,000
3 Beds ⋅ 2 Baths ⋅ A12113116 MLS
GREAT OPPORTUNITY IN MIAMI GARDENS! Don't miss your chance to own this property! Conveniently located near major highways, shopping, dining, and schools. Schedule your showing today!

4341 NW 178th Drive, Miami Gardens
7053 Flora Way, Lake Wales
$132,000
2 Beds ⋅ 2 Baths ⋅ TB8561585 MLS
Natures Edge - a peaceful, established community offering a relaxed, welcoming atmosphere. This Lake Wales's 55+ community has a wonderful opportunity with this 1990 year built home. Offering 2 bedrooms, 2 bathrooms, carport, screened lanai, bonus room and a Florida Room. Traditional Florida style home has a formal living and dining room at the entrance that leads to kitchen with ample cabinet and counter space, quaint eat in area and pass through window to the attached bonus space. Step through the door off the dining space to the enclosed screened bonus room - a perfect additional living space. Directly off this space is the outdoor screened lanai. The Primary suite is just off the kitchen and includes vanity, large walk in closet and step in shower. The secondary bedroom and full bathroom are located just off the living space. Great central location, close to shopping, restaurants and the interstate. It's good to be home. This property may qualify for Seller Financing (Vendee).

7053 Flora Way, Lake Wales
2095 36TH Avenue, Vero Beach
$137,000
2 Beds ⋅ 1 Baths ⋅ B26092418 MLS
Discover the potential of this charming 2-bedroom, 1-bath home situated on a desirable corner lot with mature landscaping and a fenced yard. A spacious front porch provides a welcoming space to relax and enjoy the outdoors. Inside, you'll find vinyl flooring and a kitchen featuring white shaker-style cabinetry. Conveniently located just minutes from the mall, shopping, dining, and everyday amenities. With plenty of opportunity to add your own finishing touches, this property offers a great chance to create a space that truly feels like​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ home.

2095 36TH Avenue, Vero Beach
5313 SW 103rd Avenue, Cooper City
$559,000
4 Beds ⋅ 2 Baths ⋅ B26092814 MLS ⋅ Cooper Village BLDG.
Located on a quiet street in the desirable Guardian Estates community, this 4-bedroom, 2-bath single-family home features an attached garage, private pool, and large backyard perfect for entertaining and outdoor living. Conveniently situated near Publix, Walmart, Target, and local dining, with easy access to Broward County Transit routes and the Tri-Rail Sheridan Street Station. Close to major highways including I-95 and Florida's Turnpike. Enjoy comfort, privacy, and everyday convenience in a sought-after neighborhood.

5313 SW 103rd Avenue, Cooper City
317 Delwood Breck Street, Ruskin
$245,000
4 Beds ⋅ 2 Baths ⋅ TB8561539 MLS
Welcome to Covina at Bay Park! This spacious Ruskin home has a comfortable split-bedroom floor plan with 4 bedrooms, 2 bathrooms and a 2-car garage. Step inside to a formal living and dining room combination. The heart of the home is just beyond with a kitchen and family room combination. Kitchen includes modern white cabinetry, plenty of counter space, a closet pantry, center island for extra prep room and a casual dining area, all overlooking the family room. High ceilings and sliding glass doors give the main living areas a bright, open feel. The primary suite is tucked away from the secondary bedrooms off the family room and features a walk-in closet, dual sinks, soaking tub and separate shower. Three additional bedrooms and a full bath are located at the front of the home. Out back, sliding doors open to covered and screened lanai with plenty of room to relax or entertain, plus a spacious fenced backyard with extended patio and storage shed. Central location with easy access to shopping, dining and the interstate. It's good to be home! This property may qualify for Seller Financing (Vendee).

317 Delwood Breck Street, Ruskin
8179 WHITE ROCK Circle, Boynton Beach
$349,900
3 Beds ⋅ 2 Baths ⋅ B26092718 MLS
Spacious 3-bedroom, 2-bath single-story home with a 2-car garage offering 1,802 living sq. ft. in the gated Nautica community! Built in 1996 with CBS construction, barrel tile roof, split-bedroom layout, volume ceilings, tile and carpet flooring, and an open patio. Nautica offers resort-style amenities including a clubhouse, fitness center, community pool, tennis and pickleball courts, basketball court, and gated entry with a low HOA fee, conveniently located near shopping, dining, parks, and I-95. This property is now under auction terms.

8179 WHITE ROCK Circle, Boynton Beach
241ST 241st 11836 SW, Homestead
$650,000
4 Beds ⋅ 3 Baths ⋅ A12112582 MLS ⋅ Silver Palm West BLDG.
Welcome to this beautiful two-story single-family home in the desirable Silver Palm West community of Homestead! Situated on a generous 6,280 sq. ft. lot, this spacious residence offers 2,777 sq. ft. of living space, featuring 4 bedrooms and 2.5 bathrooms. The thoughtfully designed interior includes bright and inviting living and dining areas, a spacious kitchen with stainless steel appliances, ample cabinetry, and a convenient breakfast bar, perfect for everyday living and entertaining. One of the home's standout features is its beautiful, expansive backyard, offering plenty of outdoor space and privacy. With a lovely patio and a generous open lawn, it's the perfect setting for entertaining guests, hosting barbecues, enjoying outdoor dining, or simply relaxing in your own private retreat. Complete with a spacious garage, this home combines comfort, functionality, and exceptional outdoor living. Schedule your private showing today!

241ST 241st 11836 SW, Homestead
13256 Precept Way, Hudson
$304,900
3 Beds ⋅ 2 Baths ⋅ W7890631 MLS
Don't miss this 2017 built 3br/2ba/2 car garage home in Greenside Village! Situated on a cul-de-sac, the property features a .26-acre fenced lot and a paver patio in the backyard. The interior offers an open layout with vaulted ceilings, recessed lighting, and a breakfast bar. The primary suite features a walk-in closet, double sinks, a garden tub, and a separate shower. Durable LVP flooring throughout. Call today! This property is eligible under the Freddie Mac First Look Initiative through November 24, 2026.

13256 Precept Way, Hudson
481 CAMINO REAL Boulevard, Clewiston
$279,000
3 Beds ⋅ 2 Baths ⋅ B26092559 MLS
Excellent Corner Lot Opportunity in Clewiston, Florida!, 2 Parcels #, #9 & 10, situated on a spacious corner lot offering excellent accessibility and flexibility. One of the standout features of this property is its dual street access, with entrances available from two different streets—providing added convenience for vehicles, trailers, recreational equipment, or future improvements. The property also benefits from paved road access, making it easily accessible year-round while adding to its overall appeal. With plenty of room to enjoy the Florida lifestyle, this generously sized lot offers the space and versatility to create your own private retreat. Whether you're looking for a primary residence, weekend getaway, or investment opportunity, this property has it all.

481 CAMINO REAL Boulevard, Clewiston
Hialeah
$500,000
3 Beds ⋅ 2 Baths ⋅ A12112610 MLS
Spacious home where new purchaser has ability and freedom to make this house customized to their liking with a perfect opportunity to live in or use as a cash flowing rental property. Located near all major roads and commerce, this property is located near the heart of all activity.

Hialeah
19 Arboles Del Norte, Fort Pierce
$29,900
2 Beds ⋅ 2 Baths ⋅ M20057375 MLS ⋅ Spanish Lakes BLDG.
Foreclosure, Spacious, Laminate flooring. Nice community of Spanish Lakes Country Club

19 Arboles Del Norte, Fort Pierce
2375 NW 15th Street, Delray Beach
$299,900
2 Beds ⋅ 2 Baths ⋅ A12112541 MLS
Freshly painted with knock down ceilings, roof (2020), HVAC (2024), 2 car garage, and screened patio. Gated 55+ community in Rainberry Bay.

2375 NW 15th Street, Delray Beach
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